How long does it take for Chime Plus to activate after my deposit?

Chime Plus benefits typically activate within 24 hours of receiving a qualifying direct deposit of $200* or more.

What if Chime Plus doesn’t activate?

If 24 hours have passed and you still don’t see Chime Plus badge:

1. Check your direct deposit amount – It must be $200 or more in a single transaction.
2. Confirm the qualifying source:
   1. Payroll deposits from an employer
   2. Government benefits (e.g., Social Security, VA benefits)
   3. Gig economy payments (Uber, Lyft, DoorDash)
3. Restart your app – Close and reopen the Chime app.

For more details, see Why don't I have Chime Plus even though I made a direct deposit?

*To be eligible for Chime Plus™ status you must receive a Qualifying Direct Deposit to your Chime Checking Account in the preceding 34 days. Certain products marketed as Chime Plus benefits have additional eligibility requirements. While some Chime Plus benefits may have associated fees, none of these fees are mandatory to access Chime Plus benefits or to maintain Chime Plus status. See Chime+ Terms and Conditions for details.

CHIME Plus is a Trademark of Chime Financial, Inc.