Chime Plus* benefits typically activate within 24 hours after you meet the eligibility requirements. You’ll qualify once, within the last 34 days, you receive either:
- One qualifying direct deposit (QDD) of $200 or more, or
- $400 or more total from QDDs.
What if Chime Plus doesn’t activate?
If 24 hours have passed and you still don’t see Chime Plus badge:
- Check your direct deposit amount
- Confirm that, within the last 34 days, you received either one $200 or more qualifying direct deposit or $400 or more total.
- Confirm the qualifying source:
- Payroll deposits from an employer
- Government benefits (e.g., Social Security, VA benefits)
- Gig economy payments (Uber, Lyft, DoorDash)
- Restart your app – Close and reopen the Chime app.
For more details, see Why don't I have Chime Plus status even though I made a direct deposit?
*To be eligible for Chime Plus™ status you must receive a Qualifying Direct Deposit to your Chime Checking Account in the preceding 34 days. Certain products marketed as Chime Plus benefits have additional eligibility requirements. While some Chime Plus benefits may have associated fees, none of these fees are mandatory to access Chime Plus benefits or to maintain Chime Plus status. See Chime Plus Terms and Conditions for details.
CHIME Plus is a Trademark of Chime Financial, Inc.