If you made a direct deposit but don’t see Chime Plus, here are some possible reasons:
1. Did you direct deposit at least $200?
- Chime Plus requires a single qualifying Direct Deposit of $200 or more*.
- If your deposit was split into smaller amounts, it will not count.
2. Did your deposit come from a qualifying source?
✅ Qualifies:
- Payroll deposits from an employer
- Government benefits (e.g., Social Security, VA benefits)
- Gig economy payments (Uber, Lyft, DoorDash)
❌ Does NOT qualify:
- Bank ACH transfers
- Mobile check deposits
- Peer-to-peer transfers (e.g., Venmo, PayPal, Cash App)
- Pay Anyone transfers
- Verification or trial deposits from financial institutions
- Cash deposits
- One-time direct deposits (e.g., tax refunds)
3. Has it been at least 24 hours?
- Chime Plus benefits may take up to 24-hours to activate.
*To be eligible for Chime Plus™ status you must receive a Qualifying Direct Deposit to your Chime Checking Account in the preceding 34 days. Certain products marketed as Chime Plus benefits have additional eligibility requirements. While some Chime Plus benefits may have associated fees, none of these fees are mandatory to access Chime Plus benefits or to maintain Chime Plus status. See Chime+ Terms and Conditions for details.
CHIME Plus is a Trademark of Chime Financial, Inc.