You can qualify for Chime Plus* by receiving Qualifying Direct Deposits within the last 34 days. You’ll qualify if you receive either:
- At least one Qualifying Direct Deposits of $200 or more from a qualified source, or
- $400 or more total from qualifying deposits.
Once your Qualifying Direct Deposit is processed, your Chime Plus status will activate automatically at no cost.
What counts as a qualifying direct deposit?
✅ Accepted direct deposit types:
- Employer payroll deposits
- Government benefits (e.g., Social Security, unemployment, VA benefits)
- Gig economy payments (e.g., Uber, Lyft, DoorDash)
❌ Not considered Qualifying Direct Deposits:
- Bank ACH transfers
- Mobile check deposits
- Peer-to-peer transfers (e.g., Venmo, PayPal, Cash App)
- Pay Anyone transfers
- Verification or trial deposits from financial institutions
- Mobile check deposits
- Cash deposits
- One-time direct deposits (e.g., tax refunds)
Need help setting up direct deposit? See How do I set up direct deposit for employers and payroll providers? to unlock Chime Plus.
Still need help, visit How do I contact Chime customer service?
*To be eligible for Chime Plus™ status you must receive a Qualifying Direct Deposit to your Chime Checking Account in the preceding 34 days. Certain products marketed as Chime Plus benefits have additional eligibility requirements. See Chime Plus Terms and Conditions for details.
CHIME Plus is a Trademark of Chime Financial, Inc.