Your Instant Loan offer is available for 34 days from the day it’s issued. This is your window to accept the specific offer.
If you don’t accept it within that time, the offer will expire. If you’re still eligible after the 34-day window, you might receive a new offer, but this isn’t guaranteed, as eligibility is reassessed regularly.
If you move to an ineligible state before the 34 days are up, your offer will automatically expire early.
Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.
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