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Instant Loans

  • What happens if I miss an instant loans payment
  • How much can I borrow?
  • What are Chime Instant Loans?
  • How do I get a loan?
  • How quickly can I get my Instant Loan?
  • How does loan repayment work?
  • Do loans have interest?
  • Will loans impact my credit score?
  • I paid off my loan. Can I get another one?
  • Can I increase my current loan amount?
  • How long does my Instant Loan offer last?
  • When will my instant loan updates show on my credit report?
  • Can I remove my instant loan from my credit report?
  • Why didn’t my instant loan increase my credit score?
  • Can my instant loan affect my credit utilization?
  • How does Chime report my instant loan repayment?
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Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.

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