Spending and ATM limits for your Chime card

Debit card limits

Your debit card limit is separate from your Chime Visa® Credit Card or secured Credit Builder Visa® Credit Card limit. Your virtual and physical debit cards share the same daily limits, while your virtual and physical Chime Card and Credit Builder cards share the same daily limits.

To view your limits on the app, tap Profile > Account details > View limits.


There is no limit to how many times you can withdraw cash per day.


Note: Over-the-counter and point-of-sale cash withdrawals are not supported on the Chime Card orCredit Builder card.

ATM fees and fee-free ATMs

Chime does not charge ATM fees at in-network ATMs. You have access to over 47,000 fee-free ATMs, including FCTI® ATMs at 7-Eleven® orSpeedway, and any Allpoint® or Visa® Plus Alliance ATM participating in the Allpoint network.


To find a fee-free ATM near you, tap Cash Map under the Move tab in the app, or visit chime.com/atms.


Out-of-network ATMs: Chime charges $2.50 per withdrawal. Additional fees may apply from the ATM owner. All ATM fees count toward your daily withdrawal limit.


Out-of-network ATM withdrawal and over the counter advance fees may apply except at FCTI® ATMs in a 7-Eleven® or Speedway, or any Allpoint® or Visa® Plus Alliance ATM participating in the Allpoint network.