Chime Essentials
Direct Deposit
How do I set up direct deposit for employers and payroll providers?

How do I set up direct deposit for employers and payroll providers?

We offer 3 options for setting up direct deposit.


Have Chime do it for you

To set up direct deposit automatically: 

  1. Tap Move > Set up direct deposit > Instant setup > Who pays you? 

  2. Search for and select your employer, payroll service, or benefits provider. 

  3. Follow the prompts to sign in and complete setup. 

Notes: 

  • To prevent delays or returned payments, the name on the deposit must match the name on your Chime account.

  • This option is only available if your employer, payroll service, or benefits provider appears in the Find employer search results. If you can’t find them, use the steps in Use our employer portal or Do it yourself instead.


Use your employer or payroll portal

Each employer portal is a little different, but you can still set up direct deposit using your Chime account and routing numbers. Here’s a general way to do it: 

  1. Find your Chime account and routing numbers:

    • In the Chime app, tap Move > Set up direct deposit > Account numbers

    • Or go to Profile > Account details

  2. Log in to your employer or payroll provider portal (like ADP).

  3. Follow the portal’s instructions to add or update your direct deposit, and enter your Chime account information when prompted.

  4. Choose how much of your paycheck you want to deposit and save your changes.

  5. Confirm with your employer or payroll provider that everything is set up correctly.

Note: You can follow a similar process for unemployment benefits, but you’ll need to use your state’s government portal instead.


Do it yourself


To set up direct deposit via form:

  1. Tap Move > Set up direct deposit > Get completed form.

  2. Check your email for the completed direct deposit form. 

  3. Share the form with your employer or payroll provider.

Note: If your employer or payroll provider asks for your bank’s name or address, use the information on your completed direct deposit form. Your deposits are held at a Chime partner bank (Stride Bank, N.A. or The Bancorp Bank, N.A.), and the correct bank name and address will appear on your form. Partner bank names and addresses are below:


Stride Bank N.A.

324 W Broadway Ave

Enid, OK 73701    



The Bancorp Bank, N.A.

345 N. Reid Place

Suite 700

Sioux Falls, SD 57103