Mobile Check Deposit eligibility is determined by Chime based on factors like your account history, direct deposit activity, and other risk-based criteria.
If the feature isn’t visible in your app, try the steps below. Completing them may help you become eligible, but availability isn’t guaranteed:
Activate your Chime card: How do I activate my card?
Receive a qualifying direct deposit: What counts as Qualifying Direct Deposits?
To deposit a Treasury check, specifically, you’ll need to first receive a qualifying direct deposit of at least $1 from one of the following sources:
Employer, payroll provider, or government benefit (excluding tax refunds), paid via automated clearing house (ACH) transfer
Gig economy payer, paid via ACH or Original Credit Transaction (OCT)