How do I file my taxes through Chime?

1. From the Chime home screen:

  • Look for the banner File your taxes for free, then tap Get Started, or

  • Tap Taxes under the Discover more header 

2. Follow the instructions to complete the tax return.


Note: During tax season, members can also monitor the status of their return from the Taxes card under the banners on the home screen.

Benefits of filing your taxes through Chime:

  • You may be able to file your federal taxes early starting January 9 (if eligible). If you file before the IRS opens, your return will be held and sent to the IRS as soon as they start accepting filings.

  • The Chime app allows you to track your return status from "In Progress" to "E-Filed" and then "Accepted" once the IRS processes it.

  • If you need help, you can chat directly with our tax filing partners for questions about your return or itemized deductions.

  • You may get your federal tax refund up to six (6) days early when you use direct deposit with Chime.

    • Reminder: Chime does not guarantee timing of refund. Six day refund estimate is based on 2023 tax year filing data. Refund timing estimates are dependent upon timing of complete tax return submission and when the IRS submits your refund.


For faster filing, you may be prompted to upload your prior year’s tax return. Remember to upload your Form 1040, which is different from your W2.


Need a copy of your tax returns from last year? Read How can I access my tax returns from last year?


Tax e-file services provided by April Tax Solutions, Inc. (“april”) or Column Tax, Inc. (“Column Tax”)

Chime does not provide tax advice. Please consult your accountant for tailored tax guidance.