How do I get access to Mobile Check Deposit?

Mobile Check Deposit appears in your Chime app settings after you activate your Chime Visa® Debit Card. If you haven’t done this yet, learn how to activate your card.

For treasury checks, you need to receive a single direct deposit of at least $1 from one of the following sources:

- - Employer or payroll provider or government benefit (excluding tax refunds) paid as an automated clearing house (ACH) transfer.
  - Gig economy payer paid as either an ACH transfer or Original Credit Transaction (OCT).

If you’ve received a qualifying direct deposit but still can’t access the feature, read I should have access to Mobile Check Deposit but I don’t. Why not?

Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.

^*Chime is not FDIC-insured. The Bancorp Bank, N.A. and Stride Bank, N.A. are the FDIC-insured members. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.