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What should I know about Experian®?

Experian® is one of the credit reporting companies Chime partners with to help members build their credit history. Chime’s partnership with Experian offers a product called Experian Boost®, which allows members to improve (or “Boost”) their FICO® Score. Know more about Experian Boost® in How does Experian Boost® work?

You can create an Experian account (linked to your Chime account) and start monitoring your credit score:

    1. Open your Chime app.
    2. Tap Get your FICO® Score on the home screen or go to Settings and tap Credit tracking.
    3. Follow the steps to create your account.

Frequently asked questions

Are Experian accounts secure?

Experian works closely with regulators to ensure compliance with all applicable data protection laws.

How do I disconnect my Chime account from Experian?

Contact us for help disconnecting your account from Experian.

*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.

*Chime is not FDIC-insured. The Bancorp Bank, N.A. and Stride Bank, N.A. are the FDIC-insured members. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

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