How do I know if I’m being phished?

Phishing is a type of scam that involves communications from someone pretending to be a trusted person or business in an attempt to steal your personal and/or financial information. 

What does phishing look like? 

    • The message requests personal information or asks you to reply with your username, email address, and/or password. Chime will never ask for this sort of information in an email, text, phone call, or social media message.
    • Phrases like “free money” and images showing luxury items or piles of cash are signs that what you’re reading or looking at is a scam.
    • The sender's email doesn't match the name of the company. Sometimes, an email will say “Chime Banking” instead of just Chime.
    • The URL doesn't match the company's website or contains links to fake login pages or password reset pages. 
    • The message looks significantly different from other messages. Most of our communications follow a similar style or template. 
    • The message is unsolicited and contains an attachment. Never click on an attachment from an unknown sender. If you don't trust a link in an email, don't click it. Instead, go directly to the website from your browser or to the app.

How do I protect myself?

    • Follow the saying, “If it seems too good to be true, it probably is.” 
    • Never share usernames and/or passwords with anyone, including your close family and friends.
    • Don’t write any identifying information down on paper or in any other non-secure place. 
    • Never share personal information with strangers or on non-secure websites.
    • Remember to enable push notifications in the Chime app. We’ll alert you there if we notice any suspicious activity. 
    • Monitor your account regularly either online or through your mobile app because you know your activity better than anyone.
    • Be extra careful during tax season. Scam activity increases at this time.
    • Consider shredding any documents with personal and confidential information on them. 

Chime will only communicate with you through our official channels:

To confirm the communication you've received is from us, double-check the email address or look for the blue checkmark next to our name on X, Facebook, TikTok, and Instagram.

Was this article helpful?
595 out of 1022 found this helpful

Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

© 2013-2023 Chime. All Rights Reserved.