How does direct deposit work?

To set up direct deposit, you need to provide your employer, payroll provider, or benefits payer with your Chime Account's routing and account numbers. You can find these in your Chime app settings under Account info.

To avoid problems with your direct deposit, make sure the name on your deposit matches the name on your Chime account.

When setting up direct deposit for a gig economy payer, make sure transactions are enabled on your debit card. To do this in your Chime app:

      1. Tap Settings.
      2. Tap Account settings.
      3. Under Checking, make sure the toggle switch next to Allow transactions is green.

Frequently asked questions

Can I split my direct deposit between my Chime accounts?

At this time, Chime can’t split a direct deposit between one or more of your Chime accounts. However, Chime makes it easy for you to move money between your accounts or automatically save money with Save when I get paid. For more information about those options, read Can my direct deposit go into my Savings Account?

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