How does direct deposit work?

To set up direct deposit, you need to provide your employer, payroll provider, or benefits payer with your Chime Account's routing and account numbers. You can find these in your Chime app by going to Profile, then tapping Account info.

To avoid problems with your direct deposit, make sure the name on your deposit matches the name on your Chime account.

When setting up direct deposit for a gig economy payer, make sure transactions are enabled on your debit card. To do this in your Chime app:

      1. Go to Profile.
      2. Tap Account settings.
      3. Under Checking, make sure the toggle switch next to Allow transactions is green.

Frequently asked questions

Can I split my direct deposit between my Chime accounts?

Yes! You can automatically split your direct deposit between your Credit Builder, Checking, and Savings Accounts. You set the percentages for each account and Chime moves your money automatically when it is deposited—no manual transfers required!

To learn more, visit How does splitting my direct deposit work?

How much money can I add to my account through direct deposit?

There’s no limit to the amount you can direct deposit into your account.

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Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

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