Can I make purchases before receiving my physical card?

Yes. You can make purchases and pay bills online with your virtual card. Learn more about it in What is Chime’s Virtual Card?

To find it in your Chime app, go to Settings and tap Cards. For more information, check out Where can I find and manage my cards in the Chime App?

Here are some other ways you can access your money and make purchases while waiting for your physical card:

Pay Anyone transfers

Use the Pay tab in your app to transfer money to friends.

Chime Checking Account and routing numbers

Link your Chime account to Venmo, PayPal, or Cash App using your Chime Checking Account number and routing number, or use them to set up direct debit payments to merchants or billers.

Go to Settings and find your account number and routing numbers under Account info.

ACH transfers

Use the Move tab in your app to do an outbound ACH transfer to a linked external bank account.

Mail a check

Use the Move tab in your app to mail a paper check to a merchant or biller anywhere in the U.S.

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Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.

*Chime is not FDIC-insured. The Bancorp Bank, N.A. and Stride Bank, N.A. are the FDIC-insured members. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

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