Can I make purchases before receiving my physical card?

Yes. You can make purchases and pay bills online with your virtual card. Learn more about it in What is Chime’s Virtual Card?

To find it in your Chime app, go to Settings and tap Cards. For more information, check out Where can I find and manage my cards in the Chime App?

Just a heads up! 

The virtual card will be available to all members over the next few months. Thanks for being patient while we get everything ready for you!

 

Here are some other ways you can access your money and make purchases while waiting for your physical card:

Pay Anyone transfers

Use the Pay Anyone tab in your app to transfer money to friends.

Chime Checking Account and routing numbers

Link your Chime Account to Venmo, Zelle, PayPal, or Square Cash apps using your Chime Checking Account number and routing number, or use them to set up direct debit payments to merchants or billers.

Go to Settings and find your account number and routing numbers under Account info.

ACH transfers

Use the Move Money tab in your app to do an outbound ACH transfer to a linked external bank account.

Mail a check

Use the Move Money tab in your app to mail a paper check to a merchant or biller anywhere in the U.S.

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Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

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