What if my card gets lost or stolen?

If your card is lost or stolen, the first thing you should do is block transactions to prevent anyone from using it. You can do this on the Chime mobile app or website. Refer to How can I enable or disable transactions on my card?

You can order a replacement card on the app. To do that, follow How do I get a replacement Chime Card?

Here are some ways you can access your money while waiting for your new card:

Virtual card

Refer to What is Chime’s Virtual Card?

Pay Anyone transfers Use the Pay Anyone tab in the Chime app to transfer money to friends.
Chime Checking Account and routing numbers

Link your Chime Account to Venmo, Zelle, PayPal, or Square Cash apps using your Chime Checking account number and routing number or use them to have Direct Debits taken from your account by a merchant or biller.

Go to Settings and find your account number and routing numbers under Account info.

ACH transfers Use the Move Money tab in the Chime app to initiate an outbound ACH transfer to a linked external bank account.
Mail a check Use the Move Money tab in the Chime app to mail a paper check to a merchant or biller anywhere in the U.S.

Once your new card arrives, be sure to update your saved payment information with any merchants, subscriptions or auto-payment services to make sure you don’t run into any trouble making payments.

Frequently asked questions

Why did Chime close my card after I reported it lost or stolen?

When you report your Chime card as lost or stolen, the security of the card information is at risk. To protect your account, we disable the card and send you a new one. The new card arrives in 7–10 business days and will be linked to your same Checking Account or Credit Builder Account. The new card, will have a new card number, expiration date, and CVV (this is the three-digit number on the back of your card, next to the signature strip). 

How long will it take my replacement card to ship?

If your replacement card does not arrive within 7–10 business days, please contact us.

I previously reported my card as lost or stolen, but I just found it. Can you reactivate it for me?

We cannot reactivate a card that has been deactivated. The security of the information on your card has been compromised and may no longer be secure.

How can I protect my account?

If you still need help, contact us.

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Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

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