Chime observes all U.S. federal and bank holidays. On these days, banks don’t process deposits which may delay direct deposits until the next business day. In addition, Chime doesn’t process or post direct deposits on weekends.
Chime will observe the following federal bank holidays in 2025:
| Date | Holiday |
|---|---|
|
Monday, January 1, 2025 |
New Year's Day |
|
Monday, January 20, 2025 |
Birthday of Martin Luther King, Jr. (MLK Day) |
|
Monday, February 17, 2025 |
Washington’s Birthday (President's Day) |
|
Monday, May 26, 2025 |
Memorial Day |
|
Thursday, June 19, 2025 |
Juneteenth |
|
Friday, July 4, 2025 |
Independence Day |
|
Monday, September 1, 2025 |
Labor Day |
|
Monday, October 13, 2025 |
Indigenous Peoples' Day |
|
Tuesday, November 11, 2025 |
Veterans Day |
|
Thursday, November 27, 2025 |
Thanksgiving Day |
| Thursday, December 25, 2025 |
Christmas Day |
Frequently asked questions
When will my direct deposit post if I’m set to receive it on a federal bank holiday or weekend?
Chime doesn’t process or post direct deposits on federal bank holidays and only processes direct deposits on weekdays. If it’s Saturday, Sunday, or a federal bank holiday, and you’ve yet to receive your direct deposit, wait until the following business day to see if it posts then.
In addition, federal bank holidays that fall on Saturday are observed on the preceding Friday, and those that fall on Sunday are observed on the following Monday.
If you’re expecting to receive a deposit on the Friday when a federal bank holiday is observed, it’ll post on the following Monday.
If you’re expecting to receive a deposit on the Monday when a federal bank holiday is observed, it’ll post on the following Tuesday.