How does Chime handle federal and bank holidays and weekends?

Chime observes all U.S. federal and bank holidays. On these days, banks don’t process deposits which may delay direct deposits until the next business day. In addition, Chime doesn’t process or post direct deposits on weekends.

Chime will observe the following federal bank holidays in 2024:

Date Holiday

Monday, December 25, 2023

Christmas Day

Monday, January 1, 2024

New Year's Day

Monday, January 15, 2024

Birthday of Martin Luther King, Jr. (MLK Day)

Monday, February 19, 2024

Washington’s Birthday (President's Day)

Monday, May 27, 2024

Memorial Day

Wednesday, June 19, 2024

Juneteenth

Thursday, July 4, 2024

Independence Day

Monday, September 2, 2024

Labor Day

Monday, October 14, 2024

Indigenous Peoples' Day

Monday, November 11, 2024

Veterans Day

Thursday, November 28, 2024

Thanksgiving Day

Wednesday, December 25, 2024

Christmas Day

Frequently asked questions

When will my direct deposit post if I’m set to receive it on a federal bank holiday or weekend?

Chime doesn’t process or post direct deposits on federal bank holidays and only processes direct deposits on weekdays. If it’s Saturday, Sunday, or a federal bank holiday, and you’ve yet to receive your direct deposit, wait until the following business day to see if it posts then.

In addition, federal bank holidays that fall on Saturday are observed on the preceding Friday, and those that fall on Sunday are observed on the following Monday. 

If you’re expecting to receive a deposit on the Friday when a federal bank holiday is observed, it’ll post on the following Monday. 

If you’re expecting to receive a deposit on the Monday when a federal bank holiday is observed, it’ll post on the following Tuesday.

 

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