Cash withdrawals are available at ATMs. You can also request a cash withdrawal by going into a bank or credit union and present your Chime Visa® Debit Card, secured Chime Credit Builder Visa® Credit Card, or secured Chime Visa® Credit Card over the counter by going into a bank or credit union. This is referred to as an over-the-counter (OTC) withdrawal.
There is a $2.50 (per transaction) fee every time you make a cash withdrawal from an out-of-network ATM and over-the-counter. Additionally, the out-of-network ATM provider may charge you an additional fee at their discretion.
To find an ATM near you, tap Cash Map under the Move tab in your Chime app, or visit www.chime.com/atms.
Do you offer ATM withdrawals without fees?
Yes! We have over 47,000+ fee-free* ATMs nationwide.
*Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass® ATMs in a 7-Eleven, or any Allpoint ® or Visa® Plus Alliance ATM.
What are my limits for cash withdrawals?
You may check your Chime app for your specific limits. For more information, see What are my account limits?
ATM owner-operators, merchants, and participating banks may impose their own lower limits and fees on cash withdrawals.
Can I deposit cash into my account?
Yes! You can deposit cash into your Chime Checking Account without fees at more than 8,5000+ Walgreens and Duane Reade locations. Here’s how it works:
- Ask the cashier to make a deposit to your Chime account at the register (they might refer to this as a "cash reload").
- You can make up to three deposits every 24 hours.
- You can deposit cash a maximum of $1,000 every 24 hours and up to $10,000 every month.
Third-party money transfer services that are used to add funds to your Chime Checking Account may impose their own fees or limits such as:
- Fees per transaction
- Daily, weekly, or monthly limits on the frequency or the amount of cash you may add to the Chime Checking Account
Additionally, here are some of the many other retailers that accept cash deposits with applicable fees:
- Walmart
- 7-Eleven
- Speedway
- Dollar General
- Family Dollar
- CVS
- Pilot Travel Centers (Pilot Flying J)
- Holiday Station Stores
- Circle K Stores
- GPM Investments
- Sheetz Incorp
- TA Operating LLC (Travel Centers of America)
- Royal Farms
- Cumberland Farms Corp
- Kwik Trip Inc
- Krause Gentle (Kum & Go)
What happens if I was accidentally charged an ATM fee?
If you were accidentally charged an ATM fee at an in-network ATM, let us know by sending us a message from the Chime mobile app. We'll look into the issue and credit your account for any mistake.
How much cash can I withdraw at the register?
The maximum you can withdraw at the register depends on the merchant. Most grocery stores typically allow up to $100 cash back while drugstores like Walgreen’s or CVS usually limit cash back to $40.
Is there a minimum purchase amount to withdraw cash at the register?
Most merchants have a minimum purchase amount, and you should check with the merchant to verify.
Is there a fee to withdraw cash at the register?
Chime tries to include only those locations that have no fee for withdrawing cash with purchase. However, we recommend that you verify with the merchant or check the card reader screen at the register before finalizing your purchase to verify if there is a fee.
Can I withdraw from my Savings Account at an ATM?
You can't withdraw money directly from your Savings Account. You'll have to first transfer it to your Checking Account by tapping Move in your app.