The SpotMe Hub is your go-to place to view, manage, and grow your SpotMe limit. It’s designed to make it easy to understand how your limit works and how to get more out of SpotMe.
What You Can Do in the SpotMe Hub
View Your Limit Breakdown
See exactly what makes up your total SpotMe limit – including your base limit, any Boosts from friends, and Bonuses from Chime.
Self-service Tip: Tap $XX total limit in the SpotMe Hub to view your full breakdown.
Boost your friends
You can now Boost friends directly from the Hub, without navigating to the Boosts tab.
Go to “Grow your limit with friends” to Boost others or see who’s Boosted you.
Layouts will vary slightly depending on how many Boosts you have left.
Stay informed about expired Boosts
If a Boost expires, you’ll see a banner in the Hub for seven days to let you know your limit has changed.
Learn how to increase your limit
Tap $XX total limit on the main Hub screen, then tap How do I get more SpotMe? to see tips on how to grow your SpotMe limit.
Set a safe limit
A safe limit lets you set a personal overdraft limit within your SpotMe amount.
For example, if your total limit is $100, you can set a safe limit of $40 to help you stay within your comfort zone.
You can toggle this on or off from the SpotMe Hub.
See monthly highlights
At the bottom of the Hub, you’ll find summary cards showing how SpotMe has helped you – like how much you’ve saved in overdraft fees that month.