Rent reporting is the process of adding your on-time rent payments to your credit report with the three major credit bureaus. This can help build or improve your credit score—especially if you’re just getting started with credit or working to rebuild it.
By showing a consistent history of on-time payments, rent reporting can strengthen your credit profile over time. Some services even allow you to report past rent payments, which can help establish a longer credit history more quickly.
Unlike loan or credit card payments, rent payments aren't reported automatically. You’ll need to enroll in a rent reporting service and give permission for your payments to be reported each month.