What is Chime’s Standard Referral Program?

Chime’s Standard Referral Program rewards you for inviting friends to join! When your friend signs up using your referral link and receives a single qualifying direct deposit of $200 or more within 45 days, both of you will get rewarded. Read What counts as Qualifying Direct Deposits?

How does it work?

  1. Your friend (referee) creates a Chime account using your referral link.
  2. The referee receives a qualified direct deposit of $200 or more within 45 days to their new account.
  3.  Once the deposit is complete, your friend will receive a $100 bonus, and you can earn a referral bonus. 
    1. Bonus amounts may vary based on the current offer.
    2. Your current referral bonus amount is displayed in the app when you share your referral link.
  4. In order to receive the reward, your friend (the referee) should have activated their physical Chime card within 14 calendar days of receiving a Qualifying Direct Deposit.

You can track the status of your referrals and bonuses in the app here.