Chime Deals™ is a personalized cash back rewards feature, available in the Chime app through a partnership with Upside. Earn on the following:
Up to $10 cash back at grocery stores and restaurants
Up to 24¢/gal cash back on gas
Eligibility requirements and limits apply. Cash back rates may vary. See the Chime app for merchant offer details. See Chime Deals® Terms and Conditions.
Deals are personalized to you and vary based on factors like your location, the merchant's current offers, time of day, and date.
Who can use Chime Deals?
All Chime members have access to Chime Deals. Most Chime Deals require your physical Chime card; digital wallets like Apple Pay and Google Pay may not qualify, depending on the terms of the deal. This detail will be shown on the terms and conditions for that specific deal.
How to earn cash back with Chime Deals
On your Chime app home screen, tap Deals in the navigation bar.
Browse nearby deals on the map or explore other deal categories.
Activate a deal by tapping the deal icon. For some deals, you may need to tap See details > Activate deal.
Complete your purchase within the deal's time window using your Chime card.
Most Chime Deals require your physical Chime card; digital wallets like Apple Pay and Google Pay may not qualify, depending on the terms of the deal. This detail will be shown on the terms and conditions for that specific deal. Once your transaction is verified and settled, your cash back reward will be deposited to your Chime Checking Account within 10 business days.
Tips to make sure you get your cash back
To be eligible for cash back, keep the following in mind:
Activate the deal first. You must claim a deal in the Chime app before making your purchase.
Check the location. Deals are tied to a specific address — make sure you're shopping at the exact location listed in the deal.
Complete your purchase before the deal expires. Each deal has a limited time window.
Pay in full with your Chime card. If you split the cost with another payment method, you won't be eligible for cash back. If you'd like to use a food assistance benefit or another form of payment alongside your Chime card, make two separate transactions.
What's not eligible for cash back?
Certain items and purchases don't qualify for cash back rewards, including:
Alcohol
ATM withdrawals
Cash back received at point of purchase
Gift cards
Lottery tickets
Money orders
Orders through third-party delivery apps (such as DoorDash, GrubHub, or Uber Eats)
Prescription medication
Propane
Sales tax
Tips
Tobacco