Chime Deals™ provides personalized cash back reward deals on every day purchases.
You can earn cash back rewards through special deals from nearby merchants, including gas stations, grocery stores and dining. Members with Chime Plus status get access to even more exclusive, personalized deals.
To earn cash back using Chime Deals1, follow these steps:
- On your Chime app home screen, tap Deals in the navigation bar.
- In the Find deals tab, use the map to see nearby deals or browse shopping categories.
- Activate a deal by tapping the deal icon. In some cases you may also need to tap See details > Activate deal.
- Complete your purchase within the time window for that deal using your Chime card. Chime Plus exclusive deals can be redeemed by using any virtual Chime card through digital wallet (such as Apple Pay and Google Wallet), as well as the physical Chime card. For all other Chime Deals, check the merchant’s offer details for eligible payment methods.
Members with Chime Plus or Chime Prime status2 can stack Chime Deals cash back rewards with Chime Card cash back rewards3. When using your Chime Card, select a spend category that is within the same category as the eligible Chime Deals purchase, and you will be eligible to receive cash back rewards for both the Chime Deal and the cash back associated with use of your Chime Card.
After successfully activating and using a Chime Deal, your cash back reward will be deposited to your Chime Checking Account within 10 business days after the transaction is verified and settled. If you do not receive your reward, learn more in Why didn’t I get my cash back for my Chime Deal?
Some transactions may not qualify for cash back rewards. For details, see What purchases are not eligible for cash back?
1Eligibility requirements and limits apply. See Chime Deals® Terms and Conditions.
2To be eligible for Chime Prime status, receive $3,000+ in qualifying direct deposits to your Chime Checking Account in the past 34 days. To be eligible for Chime Plus status, receive either 1) a single $200+ qualifying direct deposit; or 2) $400+ in cumulative qualifying direct deposits to your Chime Checking Account in the preceding 34 days. Certain products marketed as perks have additional eligibility requirements. While some perks may have associated fees, none of these fees are mandatory to access the perks or to maintain the applicable status. See Chime+ Terms and Conditions for details.
3With qualifying direct deposits, earn 5% cash back as a Chime Prime member or 2% cash back as a Chime Plus member on up to $1,500 of eligible secured Chime Visa® Credit Card purchases. See the Secured Chime Visa® Credit Card - Cash Rewards Program Addendum for limitations and details on earning cash back on your monthly selected category.