Your Chime account has daily limits for spending and cash withdrawals to help keep your money safe. Several types of transactions count toward these limits.
The following things count toward your daily purchase dollar limit:
- Any fees incurred
- Any ATM withdrawals
- Over-the-counter (OTC) cash withdrawals from banks or credit unions
- Cashback withdrawn at a point-of-sale
- Purchases
Note: ATM owner-operators, merchants, and participating banks may impose their own lower limits on cash withdrawals.
Each of your daily withdrawal and spending limits will reset at midnight Mountain Standard Time (MST) after you reach them. Your daily withdrawal and spending limits reset at midnight Mountain Standard Time (MST), which shifts to 1 a.m. during Daylight Saving Time (MDT) in the Spring until Fall.