Chime sets transfer limits to help protect your account and money. Limits also help us meet banking and regulatory requirements and manage overall risk. Transfer limits vary based on account history and other risk-based factors. Adding direct deposit to your Chime Checking Account may help increase your limit over time, but there is no manual way to request a limit increase.
Chime does not set limits on the number or amount of transfers you can make when moving money from your Chime account to an external bank account using the Chime app or website. However, transfers initiated from an external bank account into Chime may be subject to limits set by that bank, so check with your external bank to understand their policies or fees.
Note: Your limit for Pay Anyone transfers1 using an external debit card (for example, when funding a transfer) is shared with your Instant Transfers2 limit. This means you can use your full available limit across both types of transfers.Â
1Pay Anyone transactions will be monitored and may be held, delayed, or blocked if the transfer could result in fraud or another form of financial harm. Sometimes instant transfers can be delayed. Non-Chime members must use a valid debit card to claim funds.Â