Manage Money
Transfers
Set up and manage recurring transfers with Chime

Set up and manage recurring transfers with Chime

What you can and can't schedule

Eligible

Not eligible

Chime Checking → Savings or Goal

Credit Builder → Savings or Goal

Savings or Goal → Chime Checking

Savings or Goal → Credit Builder

External bank (ACH) → Checking, Credit Builder, or Chime Card

External debit cards

Chime accounts → external bank

Savings or Goal → external accounts (directly)


Note: If you don't see a Frequency option when setting up a transfer, that account combination is not eligible for recurring transfers.

Set up a recurring transfer between Chime accounts

  1. Tap Move > Transfer Money.

  2. Choose your From and To accounts.

  3. Enter the amount.

  4. Select a Frequency: weekly, every 2 weeks, or monthly.

  5. Review and tap Confirm.

The confirmation screen will show the next scheduled transfer date. You can view all active schedules by tapping Move > Manage recurring transfers.


Set up a recurring ACH transfer from an external bank

Before you start: link your external bank account, activate your physical Chime card, and check your account limits under Profile > Account details in the app.

  1. Tap Move > Set up recurring transfers.

  2. Choose a frequency and a start date.

  3. Select your external account and enter the amount.

  4. Review the details and tap Schedule.


Edit or cancel a recurring transfer

  1. Tap Move > Manage recurring transfers.

  2. Select the transfer you want to update.

  3. Tap Edit to change the amount, frequency, or accounts — or tap Delete to cancel it.

You can create a new recurring transfer schedule at any time. If you need help, contact Chime support at (844) 244-6363.


Troubleshoot a recurring transfer

Limit reached: Check Profile > Account details. If you have hit your daily or monthly limit, wait until it resets or use a different transfer method.


Insufficient money in external account: Make sure your linked external account has enough balance to cover the scheduled amount.


Linked account issue: If the transfer is failing, unlink and relink the external account, then delete and recreate the recurring transfer.


Physical Chime card not activated: Recurring transfers will not be processed if your card is not active. Activate the card, then delete and recreate the recurring transfer.