How do recurring transfers for Savings and Goals work?

Transfers

What is a recurring transfer?

A recurring transfer is a money transfer that happens automatically on a schedule you choose (weekly, every 2 weeks, or monthly). You can set them up between your Chime accounts or from an external financial institution into Chime.

Which transfers are eligible for recurring setup?

Eligible

Ineligible

You can set up recurring transfers between:

Chime Checking → Savings or Goal
Chime Card / Credit Builder → Savings or Goal
Savings or Goal → Chime Checking
Savings or Goal → Credit Builder / Chime Card
External bank (ACH) → Checking, Chime Card or Credit Builder (money can then be moved to Savings or Goals)

You can’t set up recurring transfers to or from:

External debit cards
Chime accounts → external bank accounts
Savings or Goals → external accounts (directly)

Note: If you don’t see a frequency option when setting up your transfer, it means the account combination you chose isn’t eligible for recurring transfers.

Set up a recurring transfer

Go to the Move tab.
Tap Transfer money or Manage recurring transfers.
Choose your From and To accounts.
Enter the amount you want to transfer.
Select a Frequency (weekly, every 2 weeks, or monthly).
Review and confirm your transfer.

That’s it! We’ll schedule it for you and show the next transfer date on the confirmation screen.

Edit or cancel a recurring transfer

Go to the Move tab and tap Manage recurring transfers.
Select the transfer you want to update.
Tap Edit to change the amount, frequency, or accounts. Or, tap Delete to cancel it completely.