You can divide your direct deposit between your Credit Builder, Checking, and Savings Accounts, including Saving Goals. You can either set the percentages or specific dollar amount for each account and Chime moves your money automatically when it’s deposited—no manual transfers required!
This helps you stay in control of your money, making saving and budgeting simpler. There’s no minimum direct deposit amount, so you can allocate money whether your deposit is large or small.
You can update your direct deposit settings in the Chime app by going to Profile > Direct deposit setup > Split your pay.
How does splitting my pay work?
Customizable splits: Choose what percentage or specific dollar amount of your direct deposit goes to each account—Credit Builder Account, Checking Account, or Savings Account, including your Saving Goals.
Set allocation order (dollar amounts only): You can choose the order in which your allocations are applied. This order determines how dollar amount allocations are processed when a direct deposit arrives. To customize the order, you can drag and reorder the accounts within the app. Allocations will be attempted in that exact order.
Automatic transfers: Your money is moved automatically based on the percentages or dollar amount you set.
Flexible updates: Adjust your settings any time in the Chime app.