You can manage your direct deposit with flexibility and ease. You can choose to split your direct deposit either by percentage or a specific dollar amount and divide that across your Chime Checking Account, Credit Builder, and Savings Account, including any of your Savings Goals. Once set up, your money is automatically split to each account based on the percentages or specific dollar amount you choose. You can update your allocations any time.
To split your direct deposit:
Go to Profile.
Tap Account Details.
Tap Split Your Pay.
Use the toggle to choose between allocating by percentage (%) or dollar amount ($).
Choose the percentage or specific dollar amount of your direct deposit to go into each account: Credit Builder, Checking, Savings Account, and Saving Goals. If you only have two accounts, you can only split funds between those accounts.
If you choose percentage (%):
Make sure the total allocation between Savings, Saving Goals, Credit Builder, and Checking accounts does not exceed 100%.If you choose dollar amount ($):
You can allocate any fixed dollar amount to each account. The system will try to fund each allocation in the order you've set. If your direct deposit isn’t large enough to cover one of the amounts, that allocation will be skipped entirely, no partial amounts will be sent. The system will then move to the next account in your list. Any remaining funds will go to the final account marked as your “remainder” account.
Tap Save.