The Spending Insights feature in your Chime app allows you to easily track your expenses and provides visibility into your spending patterns. You can now see your spending across different categories such as food, utilities, and more. The feature automatically breaks down your spending by month and by merchant, so you always know where your money is going.
You’ll also be able to see trends over the past few months, average dollars spent, and the transactions you’ve made with the merchants.
To access the Spending Insights:
Go to your Checking Account, Credit Builder, or Chime Card Account page
Click the chart symbol called “Insights”
The Insights Page automatically shows your spending from the past six months, and you can easily switch between viewing by merchant or by category.
Want to focus on specific types of purchases? You can filter your view to show all transactions, or only debit or credit card purchases. You can also select a specific month to see a detailed breakdown of your spending for that time.
Dive deeper into your spending by breaking down a main category into smaller ones. For example, under Food & Drinks, you can choose to see how much you’ve spent on Groceries or Restaurants, or you can view spending by individual merchants. Categories are groups that help organize your expenses so you can see where your money goes. With Spending Insights, you’ll see common categories like Food & Drinks, Shopping, and Utilities—these are known as parent categories, and they give you a high-level view of your spending.
Each parent category can be broken down into child categories for more detail. For example, within Food & Drinks, you might see child categories like Groceries, Restaurants, or Coffee Shops. This lets you see not just how much you spent on food overall, but exactly where—like on weekly groceries or takeout meals.
This structure helps you understand both the big picture and the finer details of your spending habits.