To keep Chime Plus1 status, receive qualifying direct deposits within the last 34 days. You’ll maintain Chime Plus if, during that time, you continue receiving within the last 34 days either:
A single qualifying direct deposit of $200 or more, or
$400 or more total from qualifying direct deposits.
How does the 34-day rule work?
- Chime Plus is based on the preceding 34-days window.
- Each new Qualifying Direct Deposit of $200 or more resets your 34-day period.
- If more than 34 days pass without a Qualifying Direct Deposit of $200 or more, you will lose access to Chime Plus status.
How can I track my status?
To check if you have Chime Plus:
- Open the Chime app.
- Go to Profile tab.
- Look for the Chime Plus badge on your account.
What happens if I miss a qualifying direct deposit?
- You will lose Chime Plus status, including priority support and the higher savings APY2.
- You can regain Chime Plus status again at any time by making a new Qualifying Direct Deposit of $200 or more.
Still need help, visit How do I contact Chime customer service?
1To be eligible for Chime Plus™ status you must receive a Qualifying Direct Deposit to your Chime Checking Account in the preceding 34 days. Certain products marketed as Chime Plus benefits have additional eligibility requirements. See Chime Plus Terms and Conditions for details.
2The disclosed Annual Percentage Yield (APY) is available only while you maintain Chime Plus status, otherwise the standard x.xx% APY for non-Chime Plus will apply. The APYs for the Chime Savings Account are effective as of 03/2025 and are variable and may change at any time. No minimum balance required. Must have $0.01 in savings to earn interest. See Chime Plus Terms and Conditions for more details.
CHIME Plus is a Trademark of Chime Financial, Inc.