To keep Chime Plus status, receive qualifying direct deposits within the last 34 days. You’ll maintain Chime Plus if, during that time, you continue receiving within the last 34 days either:
A single qualifying direct deposit of $200 or more, or
$400 or more total from qualifying direct deposits.
How does the 34-day rule work?
- Chime Plus is based on the preceding 34-days window.
- Each new Qualifying Direct Deposit of $200 or more resets your 34-day period.
- If more than 34 days pass without a Qualifying Direct Deposit of $200 or more, you will lose access to Chime Plus status.
How can I track my status?
To check if you have Chime Plus:
- Open the Chime app.
- Go to Profile tab.
- Look for the Chime Plus badge on your account.
What happens if I miss a qualifying direct deposit?
- You will lose Chime Plus status, including priority support and the higher savings APY1.
- You can regain Chime Plus status again at any time by making a new Qualifying Direct Deposit of $200 or more.
Still need help, visit How do I contact Chime customer service?
For more information on Chime Plus eligibility, refer to How do I qualify for Chime Plus? in our Help Center
1The disclosed Annual Percentage Yield (APY) is available only while you maintain Chime Plus status, otherwise the standard x.xx% APY for non-Chime Plus will apply. The APYs for the Chime Savings Account are effective as of 03/2025 and are variable and may change at any time. No minimum balance required. Must have $0.01 in savings to earn interest. See Chime Membership Tiers Terms and Conditions for more details.
CHIME Plus is a Trademark of Chime Financial, Inc.