To help build your credit1 history, continue making on-time payments for your recurring bills and Credit Builder or Chime Card balance. For extra support, turn on Safer Credit Building. This feature automatically pays off your Credit Builder balance each month using the money you’ve moved into your secured deposit account.
Want to learn more about credit scores? Check out these helpful guides:
Keep in mind that each credit bureau calculates scores independently, and your activity with other financial institutions may also affect your score. That means your results may vary depending on your full credit profile.
1On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score. Chime will report your activities to Transunion®, Experian®, and Equifax®. Impact on your credit may vary, as Credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.