When you put money into your Chime Savings Account, you automatically start earning interest. The amount of interest you earn can change each month depending on how much money you save and how long it stays in your account. You don't need a lot of money to earn interest, even small amounts will do. The total interest you get is based on your savings balance and the current Annual Percentage Yield (refer to What is Annual Percentage Yield (APY)?), so saving more could mean earning more.
Interest is added to your savings once a month on the first day of the calendar month. If you’ve had money in your Chime Savings Account during the month, you’ll receive your interest payment at the start of the next month. For example, interest earned in April will show up on May 1.