Manage Money
Savings
How do I add money to my Chime Savings Account?

How do I add money to my Chime Savings Account?

There are four easy ways to automatically or manually add money to your Chime Savings Account.

Automatic Transfers

Split your pay

You can automatically divide your direct deposit between your  Credit Builder / Chime Card‌ , Checking, and Savings Accounts. You set the percentages for each account and Chime moves your money automatically when it is deposited—no manual transfers required!

To set this up in-app:

  1. Go to Profile.
  2. Tap Direct deposit setup.
  3. Tap Split your pay.
  4. Tap Edit.
  5. Choose the percentage of your direct deposit to go into each account—Credit Builder / Chime Card, Checking, and Savings Accounts. If you only have two accounts, you can only split funds between those accounts.
  6. Tap Save.

You can change these settings any time. If you have outstanding balances from SpotMe, Instant Loans, or MyPay, those amounts will be repaid first before your direct deposit is split into your accounts.

Round Ups

Save small amounts by allowing Chime to round up your Chime Visa® Debit Card, secured Chime Credit Builder Visa® Credit Card or secured Chime Visa® Credit Card purchases to the nearest dollar, and transfer the difference to your Savings Account.

For example, if you spend $20.50, we’ll round it up to $21 and move the extra $0.50 difference to your Savings Account. If your Checking Account doesn’t have enough balance to cover the rounded-up amount, the transfer won’t occur.

Round Ups are turned off by default. You’ll need to enable them in the app.

There are two ways to do this:

You can start from either the Savings screen or Profile:
From the Savings screenFrom Profile

  1. Tap Autosave.

  2. Tap Round ups.

  1. Tap Account details then select Automatic Savings.

  2. Tap Round ups.


Then, complete the setup:
 3. Toggle Round up purchases on.

  • Toggle the switch to green to turn the feature on, and move the toggle back to gray to turn it off.

 4. Select the destination within your Savings Account for your round ups.

  • Note: Your options may include My Savings (your general balance) and any Savings Goals you've created.

5. Tap Save.

Need help setting up Savings Goals? See What are Chime Savings Goals? 

Manual Transfers

Move Money

Move money directly to your Savings Account using the Chime app or website.

Chime app:

  1. Tap Move.
  2. Select Transfer Money and choose the From and To accounts.
  3. Enter the amount and tap Transfer.
  4. Review and confirm the transfer.

Chime.com:

  1. Log in to your account at www.chime.com.
  2. Select Move Money from the menu.
  3. Choose the From and To accounts, enter the amount, and click Review.
  4. Review and confirm the transfer.

Quick Fund

Add money to your Savings Account directly from the Savings screen in the Chime app.

  1. Go to the Savings Account screen.
  2. Tap Add Money. You’ll be taken to a transfer screen, with Chime Checking → Chime Savings pre-selected as the default accounts.
  3. Complete the transfer and return to the Savings Account screen to see the updated balance and the completed transaction.