How can I tell if I’m close to a 15 day wait period or if my loan cycle reset?

There’s no tracker in the app right now, but here’s how to keep tabs on your loan usage:

• If you take three Instant Loans in a row without waiting at least 15 days between them, you’ll hit a wait period.

• If you wait 15 days between offers, your cycle resets—so you avoid the wait period entirely.