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Checking Account

Learn how to get the most from your card.

  • What is the bank account name for Chime?
  • Can I pause my Chime account?
  • How do I check my Checking Account balance?
  • Can I delete or hide a transaction from my statement?
  • Why does my account have a negative balance?
  • What are pending transactions?
  • How do I see my available-to-spend balance?
  • How do I add money to my Chime Account?
  • How do I deposit cash into my Chime Account?
  • How long does it take for money to post to my Chime Checking Account?
  • What are my account limits?
  • Does Chime charge fees?
  • What are authorization (auth) holds?
  • How do refunds work?
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Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.

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