I lost my SpotMe® access. How do I get it back?

You might have lost SpotMe because you don’t meet the qualifying direct deposit requirement anymore. If SpotMe is deactivated, you'll get an email at the address linked to your Chime account.

To get SpotMe back, you need to get a qualifying direct deposit of $200 or more into your Chime Checking Account, and continue receiving at least one such deposit every 34 days to maintain access. Read more about qualifying deposits in How do I get SpotMe®?

Chime Member Service agents can’t activate SpotMe for ineligible accounts. For more information, review the Terms and Conditions on our Policies page.

Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.

^*Chime is not FDIC-insured. The Bancorp Bank, N.A. and Stride Bank, N.A. are the FDIC-insured members. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.