What are SpotMe® Boosts?

Boosts are a way for Chime members to help each other by temporarily increasing their SpotMe limits. When you send a Boost to a friend, you add $5 to their SpotMe limit which expires at 11:59 pm on the last day of that month.

You can give and get up to four Boosts every month. This means you can receive up to $20 of SpotMe from boosts every month. You can only send one Boost to the same friend in a month. Your Boost count resets to four on the first of every month.

To send a SpotMe Boost to a friend in the app:

      1. On the home screen, tap [Current month] Boosts.
      2. Tap Send $5 Boost to a friend.

SpotMe Boosts are different from Bonuses. To learn about those, read What are SpotMe® Bonuses?

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*Chime is not FDIC-insured. The Bancorp Bank, N.A. and Stride Bank, N.A. are the FDIC-insured members. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

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