How do I see my available-to-spend balance?

The home screen of your Chime app displays your available-to-spend balance for all your accounts.

    1. Tap the account with the transactions you want to view.
      • You'll see a list of your recent transactions.
      • The top of the list will show any pending transactions, or transactions that the merchant hasn’t yet fully processed.
    2.  Tap on a specific transaction to view more details about it.

Frequently asked questions

Why is my historical running balance incorrect?

Transaction posting timelines can affect historical balances. For example, the running balance history doesn’t reflect pending transactions until they settle in your account. Refer to your account's overall balance if you notice a discrepancy in your historical balance.

Why do round-ups and out-of-network ATM charges show as separate transactions?

Typically, roundups and out-of-network withdrawal fees post separately from their associated transactions due to their different posting timelines.

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