If you’re eligible for Mobile Check Deposit, you can deposit a check in your Chime app with these steps:
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- Tap Move.
- Tap Deposit a Check.
- Choose the type of check you want to deposit and follow the steps.
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Be sure to do the following when taking photos of the check:
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- Place the check on a clean, dark surface without any other items visible.
- Use good lighting.
- Make sure all four corners of the check are visible in both photos.
- Make sure your camera is properly focused.
- Smooth out any wrinkles or creases in the check.
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Other tips:
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- Checks with textured or patterned backgrounds may fail to deposit.
- Both payees must endorse joint checks.
- Always endorse your checks in ink.
- You can only deposit a check if it's made out to you, meaning your name is on the "Pay to the order of" line.
- Chime can’t accept checks that you issue to yourself. If you want to move money from another account to your Chime account, you can make a transfer instead.
- Chime may ask for Restrictive Endorsements (writing “For mobile deposit to Chime account only”) on some checks. If this happens, follow the instructions provided in your app.
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To learn how to mail a check from your Chime app, visit Can I send a check using my Chime Checking Account?