How do I deposit a check?

If you’re eligible for Mobile Check Deposit, you can deposit a check in your Chime app with these steps:

1. 1. 1. Tap Move.
      2. Tap Deposit a Check.
      3. Choose the type of check you want to deposit and follow the steps.

Be sure to do the following when taking photos of the check:

• • • Place the check on a clean, dark surface without any other items visible.
    • Use good lighting.
    • Make sure all four corners of the check are visible in both photos.
    • Make sure your camera is properly focused.
    • Smooth out any wrinkles or creases in the check.

Other tips:

• • • Checks with textured or patterned backgrounds may fail to deposit.
    • Both payees must endorse joint checks.
    • Always endorse your checks in ink.
    • You can only deposit a check if it's made out to you, meaning your name is on the "Pay to the order of" line.
      
    • Chime can’t accept checks that you issue to yourself. If you want to move money from another account to your Chime account, you can make a transfer instead.
      
    • Chime may ask for Restrictive Endorsements (writing “For mobile deposit to Chime account only”) on some checks. If this happens, follow the instructions provided in your app.
      

To learn how to mail a check from your Chime app, visit Can I send a check using my Chime Checking Account?