Cash back is deposited into your Chime Checking Account as you earn it, so there is no expiration. However, if you lose Chime+ status, any cash back rewards that have not yet been deposited will be forfeited and will not be added to your checking account.
Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
The Chime Visa® Debit Card, the secured Chime Credit Builder Visa® Credit Card, the secured Chime Visa® Credit Card, and Chime Cash Rewards Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.