Your Available Balance includes funds in your Secured Deposit Account that you can spend using your debit card or Chime Card. It does not include balances in Savings accounts. Whenever you spend using your Chime Checking Account, Chime Visa® Debit Card or secured Chime Visa® Credit Card, the transaction amount is deducted from the Available balance.
Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.
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