Chime cannot remove an accurately reported loan from your credit report. If your loan was reported correctly, it will remain on your credit history, helping to reflect your overall financial activity and responsibility with loans.
If you believe there is an error in how your loan was reported, you have the right to dispute it. You can file a dispute directly with the credit bureaus (Experian, Equifax, or TransUnion) or contact Chime directly at (844) 244-6363.
Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.
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