How long does it take for Chime+ to activate after my deposit?

Chime+ benefits typically activate within 24 hours of receiving a qualifying direct deposit of $200* or more.

What if Chime+ doesn’t activate?

If 24 hours have passed and you still don’t see Chime+ badge:

1. Check your direct deposit amount – It must be $200 or more in a single transaction.
2. Confirm the qualifying source:
   1. Payroll deposits from an employer
   2. Government benefits (e.g., Social Security, VA benefits)
   3. Gig economy payments (Uber, Lyft, DoorDash)
3. Restart your app – Close and reopen the Chime app.

For more details, see Why don't I have Chime+ even though I made a direct deposit?

*To be eligible for Chime+™ status you must receive a Qualifying Direct Deposit to your Chime Checking Account in the preceding 34 days. Certain products marketed as Chime+ benefits have additional eligibility requirements. While some Chime+ benefits may have associated fees, none of these fees are mandatory to access Chime+ benefits or to maintain Chime+ status. See Chime+ Terms and Conditions for details.

CHIME+ is a Trademark of Chime Financial, Inc.