If you made a direct deposit but don’t see Chime+, here are some possible reasons:
1. Did you direct deposit at least $200?
- Chime+ requires a single qualifying Direct Deposit of $200 or more*.
- If your deposit was split into smaller amounts, it will not count.
2. Did your deposit come from a qualifying source?
✅ Qualifies:
- Payroll deposits from an employer
- Government benefits (e.g., Social Security, VA benefits)
- Gig economy payments (Uber, Lyft, DoorDash)
❌ Does NOT qualify:
- Bank ACH transfers
- Mobile check deposits
- Peer-to-peer transfers (e.g., Venmo, PayPal, Cash App)
- Pay Anyone transfers
- Verification or trial deposits from financial institutions
- Cash deposits
- One-time direct deposits (e.g., tax refunds)
3. Has it been at least 24 hours?
- Chime+ benefits may take up to 24-hours to activate.
*To be eligible for Chime+™ status you must receive a Qualifying Direct Deposit to your Chime Checking Account in the preceding 34 days. Certain products marketed as Chime+ benefits have additional eligibility requirements. While some Chime+ benefits may have associated fees, none of these fees are mandatory to access Chime+ benefits or to maintain Chime+ status. See Chime+ Terms and Conditions for details.
CHIME+ is a Trademark of Chime Financial, Inc.