How often do I need to make a direct deposit to keep Chime+? – Help

To maintain Chime+ status, you must receive at least one Qualifying Direct Deposit of $200 or more within the preceding 34 days.

How Does the 34-Day Rule Work?

- Chime+ is based on the preceding 34-days window.
- Each new Qualifying Direct Deposit of $200 or more resets your 34-day period.
- If more than 34 days pass without a Qualifying Direct Deposit of $200 or more, you will lose access to Chime+ status.

How Can I Track My Status?

To check if you have Chime+:

1. 1. Open the Chime app.
  2. Go to Profile tab.
  3. Look for the Chime+ badge on your account.

What Happens If I Miss a Qualifying Direct Deposit?

- - You will lose Chime+ status, including priority support and the higher savings APY¹.
  - You can regain Chime+ status again at any time by making a new Qualifying Direct Deposit of $200 or more.

Still need help? Contact Chime Support for assistance.

Disclaimers

1. 1. The Annual Percentage Yield (“APY”) for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of 3/26/25. No minimum balance required. Must have $0.01 in savings to earn interest. The Chime+ APY is available only while you maintain eligibility requirements for Chime+, otherwise the APY for non-Chime+ members will apply. See Chime+ Terms and Conditions for more details.

*To be eligible for Chime+™ status you must receive a Qualifying Direct Deposit to your Chime Checking Account in the preceding 34 days. Certain products marketed as Chime+ benefits have additional eligibility requirements. While some Chime+ benefits may have associated fees, none of these fees are mandatory to access Chime+ benefits or to maintain Chime+ status. See Chime+ Terms and Conditions for details.

CHIME+ is a Trademark of Chime Financial, Inc.