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What happens if I lose Chime+?

If you lose Chime+ status, you still have access to some of the great benefits that come with Chime, such as 24/7 support, Chime Deals1, Credit Builder2 card, and fee-free ATMs*. You can also get Chime+ back by direct depositing $200 or more within the preceding 34-days.

For details, see What happens if I stop making direct deposits?

Disclaimers

  1. Eligible requirements and limits apply. See Chime Deals™ Terms and Conditions.
  2. To apply for Credit Builder, you must have an active Chime® Checking Account.

*Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM. Bank ranking and number of ATMs according to U.S. News & World Report® 2023.

CHIME+ is a Trademark of Chime Financial, Inc

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Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.

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