What counts as a qualifying direct deposit?

To ensure that you can get Chime’s Standard Referral Bonus, your account must receive a single $200 direct deposit within 45 days of opening your Chime Checking Account and must come from the following sources:

- - Payroll deposits
  - Gig economy payouts (like DoorDash, Uber, etc.)
  - Government benefits

Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.