What is the “Available now” amount?
Available now is the maximum amount you can take as an advance on any given day. At the beginning of your pay period (after you just received a qualifying direct deposit), it starts as a small portion of your credit limit and usually increases every day until you reach your credit limit. Any advances you've taken are deducted from your Available now amount. When your next qualifying direct deposit arrives, your Available now will be reset and your credit limit will be recalculated.
Frequently asked questions
Why does my “Available now” amount show $0?
This could be due to several reasons including but not limited to:
- You've taken your total available amount accessible
- You haven’t received a qualifying direct deposit in the last 36 days
- You have an unpaid outstanding balance
- If you would like to make an outstanding balance payment, please contact member services at 1-844-244-6363 for additional assistance.
How often does my Available now amount increase?
It usually increases every day until you reach your credit limit.
What happens on payday?
We'll also start you off with access to two full days worth of your total estimated income to make sure your Available now amount doesn’t start at $0. Your Available now amount will then continue to increase until you reach your credit limit or you receive a direct deposit.