What are Chime Savings Goals?

Chime Savings Goals allow you to set and track specific goals within your savings account. When set up, you can easily monitor your progress toward a specific financial target. As you transfer money to your savings account, you'll see a progress bar fill up, helping you stay motivated until you reach your goal.

Note: This feature is currently only available for select Chime members. We're working on making it available for more members in the future.

Key Features of Savings Goals

• Create a single savings goal: Create a savings goal from the savings account screen.
  • Note: Currently, you can create only one goal, linked to your full savings account.
• Customize the details: You can personalize your goal by adding:
  • A name to identify the goal
  • An emoji to represent it
  • A target amount to save
• Track your progress: As you deposit money, a progress bar will show how close you are to achieving your savings goal.
• Linked to your savings balance: Your savings account balance is tied to your goal's progress.
  • For example, if your goal is $500 and you have $100 in your savings account, that $100 counts toward your goal.
• Celebrate your achievement: When you reach your goal, the app will display a celebratory message marking the achievement of your goal.
  • Note: The goal will remain visible in the app even after it’s completed.

Before you begin, you must have an active savings account with a positive balance in your savings account and access to the Chime app.

How to create a savings goal

1. Tap Savings Account on the app's home screen.
2. Tap Set a Savings Goal.
3. Enter the goal details:
   • Choose an emoji to represent your goal. You can change the default that appears.
   • Give your goal a name.
   • Set the target amount you want to save.

How to update a savings goal

1. Tap Savings Account on the app's home screen.
2. Tap on the name of the savings goal you wish to update.
3. Enter the new goal details:
   • Update the emoji. A default will appear if not changed.
   • Change the name of your goal.
   • Adjust the target amount.
4. Tap Save to apply your updates.

How to delete a savings goal

1. Tap Savings Account on the app's home screen.
2. Tap on the name of the savings goal you wish to delete.
3. Tap Delete Goal.
4. Confirm goal deletion to remove the savings goal from your account.

Note: Deleting a savings goal does not remove the money from your savings account.