How to Instantly Add Money to your Chime Checking Account using an External Debit Card – Help

You can instantly transfer money from your external debit card to your Chime checking account using the Instant Transfers feature in your Chime app. This feature allows you to have quick access to your money when you need it.

Before you can start transferring money, make sure you link your external debit card to your Chime account.

To link your external debit card:

Via the Move Money section

1. 1. Open the Chime app.
  2. Navigate to the Move Money section.
  3. Tap From.
  4. Select Add another account.
  5. Select Debit Card.
  6. Follow the prompts to link your external debit card.

Via the App Settings

1. 1. Go to Settings.
  2. Select Linked Accounts.
  3. Select Link a New Account.
  4. Select Debit Card.
  5. Enter the Debit Card information.
  6. Tap Link my Debit Card.

Once your external debit card is successfully linked:

1. 1. Tap the Move Money option in your Chime app.
  2. Tap the Transfer money button to access the Transfer page.
  3. Select the debit card you want to transfer money from.
  4. Enter the amount you wish to transfer.
  5. Confirm the transaction.

Frequently Asked Questions

How long does it take for the money to appear in my account?

The transfer process typically takes a few minutes but can sometimes take up to 30 minutes to complete.

Why is my external debit card not linking?

- Check if the card details you entered are accurate.
- Make sure the name and address on the debit card match exactly with what's on your Chime account.

What is my transfer limit?

You can check your specific transfer limit in your account settings. Your limit is determined by your direct deposit status and there is no option to manually increase this limit.

To check your limit:

1. 1. Tap the gear icon to open Settings.
  2. Select Account info.
  3. Tap View limits.