What is Chime Deals?

Chime Deals™ is a feature that offers rotating, personalized cash back deals . You can earn cash back through special deals from nearby merchants including gas stations, grocery stores and dining. Check your Chime app for deals exclusively offered to you.

Cash back offers are available at more than 30,000 locations nationwide and can be redeemed using your Chime Visa® Debit Card, Chime Credit Builder Secured Visa® Credit Card or Chime Credit Builder Rewards Visa® Credit Card. To earn cash back using Chime Deals, follow these steps:

  1. On your Chime app home screen, tap Chime Deals.
  2. In the  Find deals tab, use the map to see nearby deals. 
  3. Activate a deal by tapping the deal icon, then tapping See details > Activate deal.
  4. Within the 4-hour deal window, pay with your physical Chime card at the retailer location. Digital wallets such as Google Pay or Apple Pay are not eligible.

After successfully activating and using a Chime Deal, your cash back reward will be deposited to your Chime Checking Account within 10 days after the transaction is verified and settled.

Why didn’t I get my cash back?

To earn cash back, make sure to:

  • Check the business address: You can only claim or activate a deal for a specific location. We can only honor the deal if the deal address matches the address on your receipt.
  • Activate a deal before you make a purchase: You can only earn cash back for purchases made within the deal window. You have to activate a deal in the Chime app before you make a purchase.
  • Make your purchase before the deal expires:  After activating a deal, you have 4 hours to make your purchase before it expires. You can see the remaining time in the Chime app.
  • Use your physical Chime card: Purchases made with digital wallets (i.e. in Google Pay or Apple Pay) are not eligible.
  • Make sure you didn’t claim the same deal on the Upside app. Deals cannot be claimed on both the Chime and Upside apps at the same time.

What purchases are not eligible for cash back?

Certain items or transactions may be ineligible to earn cash back rewards, such as, but not limited to:

  • Alcohol
  • Receiving cash back at purchase
  • ATM withdrawals
  • Gift cards
  • Lottery tickets
  • Money orders
  • Orders from third-party delivery apps (such as DoorDash, GrubHub, or Uber Eats)
  • Prescription medication
  • Propane
  • Sales tax
  • Service tips
  • Tobacco
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Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

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